RUB bn. or %
2004
2005
2006
2007
2008
2009
2010
1H 2011
Total Assets
58.2
110.9
180.5
293.2
461.8
471.2
475.1
484.7
Loans to Customers
34.4
64.4
116.5
208.4
300.4
266.4
310.9
323.8
Total Liabilities
50.6
99.2
162.2
265.6
421.8
433.0
430.4
438.8
Deposits from Customers
24.5
53.2
85.3
141.0
229.6
289.5
297.0
291.0
Shareholders' Equity
7.5
11.7
18.4
27.7
40.0
38.2
44.8
45.9
Net Profit/(Loss)
1.3
1.7
2.6
3.7
1.6
(0.6)
2.5
1.2
ROE
16.8%
17.7%
17.2%
17.4%
4.6%
-
5.8%
5.1%
ROAA
2.4%
2.0%
1.8%
1.6%
0.4%
0.5%
Cost to Income Ratio
38.9%
52.9%
55.3%
51.3%
43.8%
39.0%
52.6%
59.6%
Capital Adequacy Ratio
16.5%
16.4%
13.5%
13.1%
14.3%
14.4%
13.9%
Tier I ratio
14.46%
12.02%
11.10%
9.41%
9.7%
9.9%
10.0%
10.1%
Below you can find Promsvyazbank's year-end financial statements according to IFRS: